Answer:
D. There is a greater risk that a longer-term loan will not be repaid.
Explanation:
People are forgetful, so they may forget. Another reason is that the person may pass away, and if there is no close relatives, then the bank will have to take the loss. Also, having a longer term may also result in people fleeing the country before they repay, which may also lead to a loss for the bank.
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