associated wealth managers (awm) is registered with the sec as a registered investment adviser. as a consequence, if there have been any material changes, awm must a) send a copy of its brochure, or a summary of the changes, within 7 days of receiving a request from a client b) send a copy of its brochure, or a summary of the changes, to all clients within 120 days of the end of its fiscal year c) send a copy of its brochure, or a summary of the changes, to all clients within 90 days of the end of its fiscal year d) send a copy of its brochure, or a summary of the changes, to all clients within 60 days of the end of its fiscal year